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Banking RegistryReal data. Clear answers.Data as of Aug 23, 2026

Visa Signature Credit CardMichigan State University Credit Union · federal credit union, IL · NCUA 23279

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer
Purchase APR
14.90%–17.90%
p.1fixed
Balance transfer
14.90%–17.90%
p.1fixed
Cash advance APR
14.90%–17.90%
p.1fixed
Annual fee
—
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases14.90%–17.90%MICHIGAN STATE UNIVERSITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“14.9%to17.9% based on your creditworthiness”MICHIGAN STATE UNIVERSITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for balance transfers14.90%–17.90%MICHIGAN STATE UNIVERSITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“14.9%to17.9% based on your creditworthiness”MICHIGAN STATE UNIVERSITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for cash advances14.90%–17.90%MICHIGAN STATE UNIVERSITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“14.9%to17.9% based on your creditworthiness”MICHIGAN STATE UNIVERSITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read