Mid-Hudson Valley Credit UnionVisa® PlatinumRegistry illustration · issuer artwork unavailable

Visa® PlatinumMid-Hudson Valley Credit Union · federal credit union, NY · NCUA 15766

CurrentOfficial issuerCredit card · Consumer · VisaNetwork stated on issuer website

Download JSONAdd to compare

Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

—

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

MID-HUDSON VALLEY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:8eaa42d3002a11bf9a3273592fb85cd267b7c2481c8fcede2bf5e62288d2fa20
“A 1.99% introductory APR for the first 12 months from account opening, then a variable APR of 14.00% to 18.00% based on your creditworthiness. See the Visa Terms & Conditions for full pricing.”
Additional source detail; structured values remain unknown. Retained APR wording; no original capture timestamp supplied to qualify its effective date.
Open source link ↗
MID-HUDSON VALLEY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:b1fc06259b95f299f86cb5ea24aa8970d77980f13457c9b809944148ebd25a4c
“1.99%”
Additional source detail; structured values remain unknown. The 1.99% introductory APR and 12-month duration are stated for Visa Platinum, but the page does not identify the transaction purpose.
Open source link ↗
MID-HUDSON VALLEY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:b1fc06259b95f299f86cb5ea24aa8970d77980f13457c9b809944148ebd25a4c
“The Visa Platinum and Visa Secured Platinum carry a 1.99% intro APR for 12 months, then a variable APR of 14.00% to 18.00%. The Visa Signature Rewards card carries a 0% intro APR on purchases for 6 months, then a variable APR of 16.49% to 18.00%. Your rate within the range depends on your credit. See the Visa Terms & Conditions for full details.”
Additional source detail; structured values remain unknown. Visa Platinum’s comparison card states 13.00%–17.24%, while the FAQ states 14.00%–18.00%. The page also does not specify the transaction purpose for Platinum’s regular APR.
Open source link ↗
MID-HUDSON VALLEY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:8b9ca0a97e5f0777142c12ee600350b36617ad7fe851775f3003eb5d156f1b7c
“APR = Annual Percentage Rate. 1.99% introductory APR for 12 months from account opening and billing cycles; after the introductory period, a variable APR of 13.00%–18.00% applies based on your creditworthiness. Variable APRs are based on the U.S. Prime Rate published in the Wall Street Journal. No annual fee. No balance transfer fee. Balance transfers from other Mid-Hudson Valley Federal Credit U…”
Additional source detail; structured values remain unknown. The Platinum comparison does not state the APR purpose. The shared disclosure calls the comparison figures illustrative and gives a different regular range; no purpose or rate is inferred.
Open source link ↗
MID-HUDSON VALLEY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:b1fc06259b95f299f86cb5ea24aa8970d77980f13457c9b809944148ebd25a4c
“Visa® Platinum”
Open source link ↗
MID-HUDSON VALLEY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:8b9ca0a97e5f0777142c12ee600350b36617ad7fe851775f3003eb5d156f1b7c
“Visa® Platinum”
Open source link ↗

History

dates on sources or when they were captured

No source date is recorded for this product's terms.

Offered through: Mid-Hudson Valley Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 15766
Branches: 14 in NY
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Visa® PlatinumMid-Hudson Valley Credit Union · federal credit union, NY · NCUA 15766

Rates and fees