Midflorida Credit UnionPreferred MastercardRegistry illustration · issuer artwork unavailable
Preferred MastercardMidflorida Credit Union · state credit union, FL · NCUA 68600
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | Whether you're building credit or looking for better value, MIDFLORIDA offers credit cards with no annual fee,MIDFLORIDA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Whether you're building credit or looking for better value, MIDFLORIDA offers credit cards with no annual fee,”MIDFLORIDA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back | 1.50% cash back. Payment timing is not disclosed. Earn 1.5% cash back on everyday purchases with our Preferred Mastercard. You have the flexibility to redeem your cash back at any time as either a deposit into your MIDFLORIDA account or as a statement credit.MIDFLORIDA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 1.5% cash back on everyday purchases with our Preferred Mastercard. You have the flexibility to redeem your cash back at any time as either a deposit into your MIDFLORIDA account or as a statement credit.”MIDFLORIDA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | 1. Please see the disclosure that is given to you. The information about costs of the card is accurate as of October 1, 2026 and is subject to change after this date. Please contact us at Card Services Department, P.O. Box 8008, Lakeland, FL, 33802, for any changes in this information. Additional terms and limitations apply. Cardholders will earn 1.5% cash back on net qualified purchases (purchases minus returns/credits) made on the credit card account. Qualified Purchases do not include: Balance Transfers, Cash Advances (including Convenience Checks), ATM Cash Disbursements, Money Transfers, Gaming Transactions, Tax Payments, Finance Charges, or Fees. The maximum cash back rewards per billing cycle are limited to $500. Cash back rewards may be canceled or changed at any time. Reward rebates expire four years from the end of the calendar year in which they are earned and expire on a first-in, first-out basis. Rebates earned in year one will expire at the end of calendar year four. MIDFLORIDA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “1. Please see the disclosure that is given to you. The information about costs of the card is accurate as of October 1, 2026 and is subject to change after this date. Please contact us at Card Services Department, P.O. Box 8008, Lakeland, FL, 33802, for any changes in this information. Additional terms and limitations apply. Cardholders will earn 1.5% cash back on net qualified purchases (purchas…”MIDFLORIDA · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |