Midwest BankCentreVA Purchase LoanRegistry illustration · issuer artwork unavailable
VA Purchase LoanMidwest BankCentre · SM bank, MO · FDIC 1058
CurrentLast observed Oct 4, 2026Source date Oct 4, 2026Official issuerMortgage · Consumer
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| Access to fundsHelps a service member purchase a home for occupancy at a competitive interest rate. A Veterans Affairs (VA) home loan is a great benefit to qualified military personnel during and after their service. Midwest BankCentre understands the importance of homeownership for military members and their families, and we are honored to help qualified national guard, reservist, active, and retired military use this product to meet their unique needs. With no money down, no private mortgage insurance, and a competitive rate, VA home loans are a great choice for those who qualify. Let us assist you with your new home loan today. The VA Loan Program is a benefit offered by the United States Department of Veterans Affairs that assists active service members, veterans, and eligible surviving spouses in buying a home. VA home loans are issued by private lenders like Midwest BankCentre and are guaranteed in part by the VA. This government-backed mortgage loan allows the private lender to offer more favorable terms. No down payment Potentially lower interest rate Higher loan limit No private mortgage insurance (PMI) Limit on closing costs Option for seller to pay closing costs No penalty fee for early payoffs Possible VA assistance if you have difficulty with the monthly payment VA home loan guarantee is a lifetime benefit VA loans are available for veterans, active duty military, including Army National Guard, reservists, as well as some surviving spouses. Borrowers must meet the lender’s set of criteria, such as income and credit requirements, but the VA does not have a minimum credit score requirement. VA loans typically include a one-time VA funding fee, which varies based on down payment and loan usage, ranging from 1.25% to 3.3% of the loan amount. Other fees, like appraisal, closing costs, and title fees, may also apply, but there is no PMI. No, VA loans are intended for primary residences and cannot be used to purchase investment or vacation properties. If you are a qualified military member or spouse and are ready to purchase a home, you can start the process today. Once you have a Certificate of Eligibility from the Department of Veterans Affairs, you can apply online or contact one of our mortgage specialists for assistance. We appreciate your service to our country and are honored to help you and your family achieve your dream of homeownership. | WithheldMidwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | “Helps a service member purchase a home for occupancy at a competitive interest rate.”Midwest BankCentre · Page Capture Oct 4, 2026 · Captured Oct 4, 2026 | Website |