Skip to content
Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Mission Credit UnionPreferred Platinum MastercardRegistry illustration · issuer artwork unavailable

Preferred Platinum MastercardMission Credit Union · federal credit union, CA · NCUA 14384

CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Foreign fee
of the amount
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeThree Credit Card options, zero annual fees.MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Three Credit Card options, zero annual fees.”MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance3% of the amount, minimum $3, Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for is for 12 months. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars.MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for is for 12 months. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars.”MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer3% of the amount, minimum $3, Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for is for 12 months. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars.MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for is for 12 months. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars.”MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction2% of the amount, Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for is for 12 months. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars.MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Introductory APR will apply on purchases and balance transfers posted within the first 90 days of account opening, ending on the closing date of the first billing cycle after the account is open for is for 12 months. The balance transfer and cash advance fee is 3% of the amount of each item ($3 minimum). The foreign transaction fee is 2% of the amount of each transaction in U.S. Dollars.”MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late payment—no source read
Returned payment—no source read
Opening conditionsMust meet membership and account criteria. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. All loans subject to credit approval. Programs, rate, terms and conditions subject to change without notice. Maximum credit card loan per member is $50,000. Maximum total unsecured loan limit per member is $100,000. Introductory offer is available for new Credit Cards. Balance transfers to pay any Mission Fed accounts are not permitted. For balance transfers to qualify for the Introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center to a third-party creditor. Electronic balance transfers do not qualify. Maximum $20,000 in balance transfers per member. Restrictions apply.MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Must meet membership and account criteria. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. All loans subject to credit approval. Programs, rate, terms and conditions subject to change without notice. Maximum credit card loan per member is $50,000. Maximum total unsecured loan limit per member is $100…”MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Opening conditionsMust meet membership and account criteria. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. All loans subject to credit approval. Programs, rate, terms and conditions subject to change without notice. Maximum credit card loan per member is $50,000. Maximum total unsecured loan limit per member is $100,000. Introductory offer is available for new Credit Cards. Balance transfers to pay any Mission Fed accounts are not permitted. For balance transfers to qualify for the Introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center to a third-party creditor. Electronic balance transfers do not qualify. Maximum $20,000 in balance transfers per member. Restrictions apply.MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Must meet membership and account criteria. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. All loans subject to credit approval. Programs, rate, terms and conditions subject to change without notice. Maximum credit card loan per member is $50,000. Maximum total unsecured loan limit per member is $100…”MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Opening conditionsMust meet membership and account criteria. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. All loans subject to credit approval. Programs, rate, terms and conditions subject to change without notice. Maximum credit card loan per member is $50,000. Maximum total unsecured loan limit per member is $100,000. Introductory offer is available for new Credit Cards. Balance transfers to pay any Mission Fed accounts are not permitted. For balance transfers to qualify for the Introductory APR, the balance transfer must be conducted by using a Cashier’s Check issued by a Mission Fed Branch or the Contact Center to a third-party creditor. Electronic balance transfers do not qualify. Maximum $20,000 in balance transfers per member. Restrictions apply.MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Must meet membership and account criteria. APR = Annual Percentage Rate. APRs listed are our best rates. Your rate may be higher based on your credit history and other qualifying criteria. All loans subject to credit approval. Programs, rate, terms and conditions subject to change without notice. Maximum credit card loan per member is $50,000. Maximum total unsecured loan limit per member is $100…”MISSION · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website