Municipal Empl.Credit Union of Balt Credit UnionVisa SignatureRegistry illustration · issuer artwork unavailable

Visa SignatureMunicipal Empl.Credit Union of Balt Credit Union · state credit union, MD · NCUA 66787

Terms not observedCredit card · Consumer

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Visa Credit Card Disclosure Informationpage 1 of 2

MECU of Baltimore, Inc. Visa® Credit Card Disclosure Information

Keep this for your personal records. It contains valuable information about MECU's VISA® Platinum, Platinum with Rewards, Platinum Secured and Signature Credit Cards.

Annual Percentage Rates (APR*) for Purchases Annual Percentage Rates (APR) for Visa Platinum · 1.99% introductory APR for 12 months from date of account opening. After that your APR will be 8.75% up to 24.00% based on your credit worthiness. This APR may vary with the market based onWall Street Journal Prime Rate. Annual Percentage Rates (APR) for Visa Platinum with Rewards · 1.99% introductory APR for 12 months from date of account opening. After that your APR will be 9.75% up to 24.00% based on your credit worthiness. This APR may vary with the market based onWall Street Journal Prime Rate. Annual Percentage Rates (APR) for Visa Platinum Secured · Your rate will be 12.92% APR. This APR may vary with the market based on the Wall Street Journal Prime Rate. Annual Percentage Rates (APR) for Visa Signature · 1.99% introductory APR for 12 months from date of account opening. After that your APR will be 8.50% based on your credit worthiness. This APR may vary with the market based onWall Street Journal Prime Rate. Annual Percentage Rates (APR) for BalanceTransfers Annual Percentage Rates (APR) for Visa Platinum · 1.99% introductory APR for 12 months from date of account opening. After that your APR will be 8.75% up to 24.00% based on your credit worthiness. This APR may vary with the market based onWall Street Journal Prime Rate. Annual Percentage Rates (APR) for Visa Platinum with Rewards · 1.99% introductory APR for 12 months from date of account opening. After that your APR will be 9.75% up to 24.00% based on your credit worthiness. This APR may vary with the market based onWall Street Journal Prime Rate. Annual Percentage Rates (APR) for Visa Platinum Secured · Your rate will be 12.92% APR. This APR may vary with the market based on the Wall Street Journal Prime Rate. Annual Percentage Rates (APR) for Visa Signature · 1.99% introductory APR for 12 months from date of account opening. After that your APR will be 8.50% based on your credit worthiness. This APR may vary with the market based onWall Street Journal Prime Rate.

1 2No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

No source metadata was published for this offer.

History

dates on sources or when they were captured

No source date is recorded for this product's terms.

Offered through: Municipal Empl.Credit Union of Balt Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 66787
Branches: 10 in MD
Sources: No source is published for this product

Documents

Visa Credit Card Disclosure Informationeffective date not parsedName declaration: Visa Signature · page 1

Visa SignatureMunicipal Empl.Credit Union of Balt Credit Union · state credit union, MD · NCUA 66787

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