Skip to content
Banking RegistryReal data. Clear answers.Data as of Aug 23, 2026
Onpoint Community Credit UnionBusiness Platinum Visa with RewardsRegistry illustration · issuer artwork unavailable

Business Platinum Visa with RewardsOnpoint Community Credit Union · state credit union, OR · NCUA 62745

CurrentLast observed Aug 23, 2026Official issuerCredit card · Business
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
$25
p.1a year
Foreign fee
up to 1% — Up to 1% of the U.S. dollar amount of the foreign transaction.
p.1
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$25ONPOINT COMMUNITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“$25 (for each card number issued)”ONPOINT COMMUNITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transactionup to 1% — Up to 1% of the U.S. dollar amount of the foreign transaction.ONPOINT COMMUNITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“Up to 1% of the U.S. dollar amount of the foreign transaction.”ONPOINT COMMUNITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Penalty fees
Late payment—no source read
Returned payment$25ONPOINT COMMUNITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“$25”ONPOINT COMMUNITY · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1