Platinum VisaOnpoint Community Credit Union · state credit union, OR · NCUA 62745
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer websiteFiled as “ Platinum Visa”
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | NoneONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee.”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | Up to 1% of the US dollar amount of the foreign transactionONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Up to 1% of the US dollar amount of the foreign transaction”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | |||
| Late payment | up to $25 — Up to $25ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Up to $25”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Returned payment | $25, $25ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$25”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |