SIGNATURE VISA WITH CASH BACK REWARDSOnpoint Community Credit Union · state credit union, OR · NCUA 62745
CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No annual feeONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No annual fee.”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | Must have an open checking account.ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Must have an open checking account.”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Opening conditions | Must have an open checking account.ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Must have an open checking account.”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Earn 2% cash back on all purchases. ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards card you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your On…”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards card you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your OnPoint checking account before rewards are paid, even if your Signature Visa with Cash Back Rewards loan is active, you will forfeit your rewards for that year. To be eligible for this bonus offer, credit card account must be open and not in default at the time of fulfillment. All terms, including APRs and fees, may change as permitted by law and the ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards card you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your On…”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. Earn 2% cash back on all purchases.ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 2% cash back on all purchases.”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your OnPoint checking account before rewards are paid, even if your Signature Visa with Cash Back Rewards loan is active, you will forfeit your rewards for that year. To be eligible for this bonus offer, credit card account must be open and not in default at the time of fulfillment. All terms, including APRs and fees, may change as permitted by law and the ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your OnPoint…”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $100 cash award. After $1,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Earn 2% cash back on all purchases. Spend $1,000 on the card within the first 90 days to receive a $100 bonus.ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your OnPoint…”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash signup bonus | To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your OnPoint checking account before rewards are paid, even if your Signature Visa with Cash Back Rewards loan is active, you will forfeit your rewards for that year. To be eligible for this bonus offer, credit card account must be open and not in default at the time of fulfillment. All terms, including APRs and fees, may change as permitted by law and the ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your OnPoint…”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash signup bonus | $100 cash award. After $1,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Spend $1,000 on the card within the first 90 days to receive a $100 bonus.ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Spend $1,000 on the card within the first 90 days to receive a $100 bonus.”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash signup bonus | To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards card you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your OnPoint checking account before rewards are paid, even if your Signature Visa with Cash Back Rewards loan is active, you will forfeit your rewards for that year. To be eligible for this bonus offer, credit card account must be open and not in default at the time of fulfillment. All terms, including APRs and fees, may change as permitted by law and the ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “To earn the $100 bonus this must be a new Visa relationship. Bonus does not apply to existing Visa loans that are transferred or converted to a Signature Visa with Cash Back Rewards card. To qualify for a Signature Visa with Cash Back Rewards card you must have an open checking account. Cash back rewards are credited annually in November to your open OnPoint checking account. If you close your On…”ONPOINT COMMUNITY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |