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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Banking RegistryReal data. Clear answers.
Artwork source · Peak Credit Union ↗

Classic VISAPeak Credit Union · state credit union, OR · NCUA 68271

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
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Purchase APR
14.50%
variable
Balance transfer
11.50%
variable
Cash advance APR
17.50%
variable
Annual fee
—
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first
Introductory, 180 days1.90%PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“1.90% on purchases for the first 180 days*”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
14.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“14.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers11.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“11.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances17.50% variablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“17.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee—no source read
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Regular11.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“11.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsCash advance · Regular17.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“17.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · IntroductoryThe fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the account for details.PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“The fixed introductory rate applies to new purchases posted to a new consumer Visa® credit card account for 180 days from the account open date. Your rate for purchases and unpaid balances after the 180-day introductory period will be adjusted to non-introductory rates. The fixed introductory rate does not apply to the Share Secured Visa Credit Card. Please review the terms and conditions of the …”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · Regular14.50% APR VariablePEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“14.50% APR Variable”PEAK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website