Peoples Bank of the SouthPlatinum PreferredRegistry illustration · issuer artwork unavailable

Platinum PreferredPeoples Bank of the South · NM bank, TN · FDIC 4945

CurrentOfficial issuerCredit card · Consumer · MastercardNetwork stated on issuer website

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“Features higher spending limits and Platinum Rewards designed to make every dollar count.”
Additional source detail; structured values remain unknown. Features higher spending limits and Platinum Rewards designed to make every dollar count.
Open source link ↗
Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“Opportunity to earn double and triple reward points on qualifying everyday purchases. **”
Additional source detail; structured values remain unknown. Opportunity to earn double and triple reward points on qualifying everyday purchases. **
Open source link ↗
Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“No Annual Fees”
Additional source detail; structured values remain unknown. No Annual Fees
Open source link ↗
Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“24/7 Customer Support”
Additional source detail; structured values remain unknown. 24/7 Customer Support
Open source link ↗
Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“Online Reward Tracking”
Additional source detail; structured values remain unknown. Online Reward Tracking
Open source link ↗
Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“Protection and Security Services”
Additional source detail; structured values remain unknown. Protection and Security Services
Open source link ↗
Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“To apply, simply stop by any Peoples Bank of the South location for an application or call 423-562-4921 to apply over the phone.”
Additional source detail; structured values remain unknown. To apply, simply stop by any Peoples Bank of the South location for an application or call 423-562-4921 to apply over the phone.
Open source link ↗
Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“**Subject to enrollment and periodic promotions. Terms and conditions apply. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.”
Additional source detail; structured values remain unknown. **Subject to enrollment and periodic promotions. Terms and conditions apply. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated.
Open source link ↗
Peoples Bank of the South
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:a92a448efa4b53d1f78350f6c29032aa1266d30048ef204b4aea10dd5f861c29
“Consumer Platinum from Mastercard”
Open source link ↗

History

dates on sources or when they were captured

No source date is recorded for this product's terms.

Offered through: Peoples Bank of the South
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 4945
Branches: 3 in TN
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Platinum PreferredPeoples Bank of the South · NM bank, TN · FDIC 4945

Rates and fees