Quorum Credit UnionRateWise Mastercard®Registry illustration · issuer artwork unavailable
RateWise Mastercard®Quorum Credit Union · federal credit union, NY · NCUA 22769
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · MastercardNetwork stated on issuer website
Purchase APR
Balance transfer
Cash advance APR
Annual fee
a year
Foreign fee
—
Grace period
—
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 11.40%–18%QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “11.40% – 18.00% APR*”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | 11.40%–18%QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “11.40% – 18.00% APR*”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | 11.40%–18%QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “11.40% – 18.00% APR*”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty APRafter a late or returned payment | — | no source read | |
| Variable APR capthe calculated APR will not exceed this amount | up to 18% | — | — |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | $0, Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Quorum Mastercard Credit Cards come with rates as low as 11.40% APR*, no annual fees, no balance transfer fees, and rewards you'll actually use.”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | 11.40% – 18.00% APR*QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “11.40% – 18.00% APR*”QUORUM · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |