World Cash Back Mastercard®Randolph-Brooks Credit Union · federal credit union, TX · NCUA 8111
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer
Purchase APR
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Balance transfer
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchasesintroductory rate first | 2.90%RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Membership eligibility required. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Introductory rate is for new cardholders only. 2.9% Introductory APR on all purchases made during the first 90 days of card opening. Introductory APR does not apply to Balance Transfers or Cash Advances. Promotional balances will remain at 2.9% APR for 12 …”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | No Annual FeeRANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No Annual Fee”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsPurchase · Introductory | Membership eligibility required. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Introductory rate is for new cardholders only. 2.9% Introductory APR on all purchases made during the first 90 days of card opening. Introductory APR does not apply to Balance Transfers or Cash Advances. Promotional balances will remain at 2.9% APR for 12 billing cycles starting from the date of Initial Purchase. Beginning with the 13th billing cycle, any remaining balance will be repriced to an APR of RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Membership eligibility required. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Introductory rate is for new cardholders only. 2.9% Introductory APR on all purchases made during the first 90 days of card opening. Introductory APR does not apply to Balance Transfers or Cash Advances. Promotional balances will remain at 2.9% APR for 12 …”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 3% cash back. Payment timing is not disclosed. we’re boosting unlimited 2% cash-back rewards to 3%* total cash-backRANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “we’re boosting unlimited 2% cash-back rewards to 3%* total cash-back”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | RBFCU Members must be active and in good standing to be eligible during the Credit Card Promotion Period. Cash-back rewards available upon World Cash Back and/or Business Select Mastercard credit card activation. Non-purchase transactions do not qualify for rewards. Members who earn cash-back rewards but subsequently become ineligible as of the payout dates will not receive the distribution and will not be notified. We reserve the right to disqualify transactions that are not usual or customary and are apparently structured or intended to abuse the program. Abuse of the program may result in loss of rewards and Card privileges. We may add to, change, or delete any of the terms of this program or discontinue this program at any time at our sole and absolute discretion. Contact the Payment Services Department for complete details. RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “RBFCU Members must be active and in good standing to be eligible during the Credit Card Promotion Period. Cash-back rewards available upon World Cash Back and/or Business Select Mastercard credit card activation. Non-purchase transactions do not qualify for rewards. Members who earn cash-back rewards but subsequently become ineligible as of the payout dates will not receive the distribution and w…”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 2% cash back. Payment timing is not disclosed. With an RBFCU World Cash Back Mastercard, you earn unlimited 2% cash-back rewards on every purchase, every time. Plus, you control how you redeem your rewards:RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “With an RBFCU World Cash Back Mastercard, you earn unlimited 2% cash-back rewards on every purchase, every time. Plus, you control how you redeem your rewards:”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | Membership eligibility required. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Certain benefits of the RBFCU World Cash Back Mastercard Credit Card will be unavailable to cardholders until the World Cash Back credit card has been activated. The Cash Back rewards program pays a reward for each qualified purchase completed with your Card. ATM withdrawals, Balance Transfers, Cash Advances, finance charges, fees and any other non-purchase transactions do not qualify for rewards. Cash back rewards are redeemable online through the uChoose RewardsRANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Membership eligibility required. Credit cards are subject to credit approval. Program availability, rates and terms are subject to change. Certain benefits of the RBFCU World Cash Back Mastercard Credit Card will be unavailable to cardholders until the World Cash Back credit card has been activated. The Cash Back rewards program pays a reward for each qualified purchase completed with your Ca…”RANDOLPH-BROOKS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |