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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Banking RegistryReal data. Clear answers.
Redstone Credit UnionVisa SignatureRegistry illustration · issuer artwork unavailable

Visa SignatureRedstone Credit Union · federal credit union, AL · NCUA 7544

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
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Purchase APR
—
Balance transfer
0% for 6 mo
no ongoing rate filed
Cash advance APR
—
Annual fee
No annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfersintroductory rate first0%REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Enjoy a 0% intro APR for 6 months on balance transfers made within the first 30 days. After that, a variable APR will range from”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeNo annual feeREDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“No annual fee”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance$0, No balance transfer, foreign transactions, or cash advance feesREDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“No balance transfer, foreign transactions, or cash advance fees”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer$0, No balance transfer, foreign transactions, or cash advance feesREDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“No balance transfer, foreign transactions, or cash advance fees”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Opening conditionsMembership required. REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Membership required.”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Introductory Enjoy a 0% intro APR for 6 months on balance transfers made within the first 30 days. After that, a variable APR will range fromREDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Enjoy a 0% intro APR for 6 months on balance transfers made within the first 30 days. After that, a variable APR will range from”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back2% cash back. Payment timing is not disclosed. 2% Cash Back REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“2% Cash Back”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash back Gas and Groceries REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Gas and Groceries”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back1.50% cash back. Payment timing is not disclosed. 1.5% Cash Back REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“1.5% Cash Back”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash back Everything Else REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Everything Else”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back5% cash back. Payment timing is not disclosed. 5% Cash Back REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“5% Cash Back”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash backSelect your boost category each quarter. Choose from popular options like restaurants, travel, Amazon, and more. REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Select your boost category each quarter. Choose from popular options like restaurants, travel, Amazon, and more.”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash signup bonus$150 cash award. After $3,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Get $150 cash back when you spend $3,000 in the first 90 days.REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Get $150 cash back when you spend $3,000 in the first 90 days.”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash signup bonus You will receive $150 in CashBack+ rewards. To qualify and receive the bonus CashBack+ deposit, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus CashBack+ rewards deposit does not apply to ATM, cash advance, or balance transfer transactions. Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus CashBack+ rewards deposit fulfillment. Allow 45 days after promotional period has ended for bonus CashBack+ rewards deposit to post to your account.REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“You will receive $150 in CashBack+ rewards. To qualify and receive the bonus CashBack+ deposit, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus CashBack+ rewards deposit does not apply to ATM, cash advance, or balance tra…”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash signup bonus$150 cash award. After $3,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. Get $150 cash back when you spend $3,000 in the first 90 days.REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Get $150 cash back when you spend $3,000 in the first 90 days.”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash signup bonus You will receive $150 in CashBack+ rewards. To qualify and receive the bonus CashBack+ deposit, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus CashBack+ rewards deposit does not apply to ATM, cash advance, or balance transfer transactions. Your Redstone Visa Signature credit card must be open and in good standing at the time of bonus CashBack+ rewards deposit fulfillment. Allow 45 days after promotional period has ended for bonus CashBack+ rewards deposit to post to your account.REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“You will receive $150 in CashBack+ rewards. To qualify and receive the bonus CashBack+ deposit, you must charge the qualifying amount or more in purchases (minus returns, credits and adjustments) within the first 90 days from account opening (promotional period), using your Redstone Visa Signature credit card. The bonus CashBack+ rewards deposit does not apply to ATM, cash advance, or balance tra…”REDSTONE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website