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Banking RegistryReal data. Clear answers.Data as of Aug 23, 2026

VISA CLASSIC CREDIT CARDRogue Credit Union · state credit union, CA · NCUA 68660

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer
Purchase APR
12.50%–16%
p.4fixed
Balance transfer
12.50%–16%
p.4fixed
Cash advance APR
12.50%–16%
p.4fixed
Annual fee
$0
p.4none
Foreign fee
up to 1% — Fee of up to 1% of the transaction amount for any card transaction made in a foreign country. Up to 1% of the US dollar amount of the foreign transaction.
p.2
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases12.50%–16%ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“12.50% - 16.00 % Based on your creditworthiness and other factors as determined at the time of account opening.”ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 4
APR for balance transfers12.50%–16%ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“12.50% - 16.00 % Based on your creditworthiness and other factors as determined at the time of account opening.”ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 4
APR for cash advances12.50%–16%ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“12.50% - 16.00 % Based on your creditworthiness and other factors as determined at the time of account opening.”ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 4
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$0ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“NONE”ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 4
Transaction fees
Cash advance$0ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“NONE”ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 4
Balance transfer—no source read
Foreign transactionup to 1% — Fee of up to 1% of the transaction amount for any card transaction made in a foreign country. Up to 1% of the US dollar amount of the foreign transaction.ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“Fee of up to 1% of the transaction amount for any card transaction made in a foreign country.”ROGUE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 2
Penalty fees
Late payment—no source read
Returned payment—no source read