Rosedale BankMastercard® Business World EliteRegistry illustration · issuer artwork unavailable
Mastercard® Business World EliteRosedale Bank · SL bank, MD · FDIC 29613
CurrentLast observed Aug 26, 2026Source date Aug 26, 2026Official issuerCredit card · Business · Mastercard
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Foreign fee
—
Grace period
Not disclosed
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | Not disclosed | no source read | |
| Annual fee | $95, Annual Fee $95 waived for the first year**Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “Annual Fee $95 waived for the first year**”Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Cash back · Gasoline and office supplies | 2% cash back. Payment timing is not disclosed. Earn 2% cash back for every $1 spent on gasoline and office supplies.Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within …”Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cashback qualificationsCash back · Gasoline and office supplies | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. If you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within …”Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cash back · Other purchases | 1% cash back. Payment timing is not disclosed. Earn 1% cash back for every $1 spent on all other purchasesRosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “Earn 1% cash back for every $1 spent on all other purchases”Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cash back · Travel and dining | 3% cash back. Payment timing is not disclosed. Earn 3% cash back for every $1 spent on travel and diningRosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “Earn 3% cash back for every $1 spent on travel and dining”Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cashback qualificationsCash back · Travel and dining | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back, as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back. If you do not meet our criteria for the World card, you may be considered for the Mastercard® Platinum Rewards card.Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within …”Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cash signup bonus | $500 cash award. After $5,000 in qualifying purchases. Payment timing is not disclosed. Earn a $500 cash back bonus once you spend $5,000 on purchases within the first 90 days of account opening.Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.”Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |
| Cashback qualificationsCash signup bonus | Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | “Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later.”Rosedale Bank · Page Capture Aug 26, 2026 · Captured Aug 26, 2026 | Website |