Visa Platinum Rewards Credit CardSafe Credit Union · federal credit union, SC · NCUA 9988

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

14.24%–18%

p.1variable

Balance transfer

—

Cash advance APR

—

Annual fee

p.2none

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	14.24%–18% variableSAFE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“from account opening, your APR will revert to your approved rate, which will vary with the market based on the Wall Street Journal prime rate. Rates range from 14.24%-18.00%* based on credit worthiness and primerate.”SAFE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0SAFE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”SAFE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 2
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

SAFE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“from account opening, your APR will revert to your approved rate, which will vary with the market based on the Wall Street Journal prime rate. Rates range from 14.24%-18.00%* based on credit worthiness and primerate.”
No public source address
SAFE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 2
“None”
No public source address
SAFE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 2
“None”
No public source address
SAFE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address
SAFE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
No public source address

History

dates on sources or when they were captured

Aug 23, 2026: Annual fee, Purchase APR

Offered through: Safe Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 9988
Branches: 21 in SC
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Visa Platinum Rewards Credit CardSafe Credit Union · federal credit union, SC · NCUA 9988

Rates and fees