San Francisco Fire Credit UnionSF Fire Credit Union CSFA Affinity Platinum Visa®Registry illustration · issuer artwork unavailable

SF Fire Credit Union CSFA Affinity Platinum Visa®San Francisco Fire Credit Union · state credit union, CA · NCUA 97069

CurrentLast observed Aug 23, 2026Official issuerCredit card · Consumer

Open the document Download JSONAdd to compare

Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

p.1none

Foreign fee

p.1

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Transaction fees
Cash advance	$0SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Balance transfer	$0SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Foreign transaction	$0SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“None”SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty fees
Late payment	$15SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“$15”SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Returned payment	$10SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“$10”SAN FRANCISCO FIRE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1

CSFA_Visa_Pricing Addendum_10.30.25page 1 of 1

SF Fire Credit Union CSFA Affinity Platinum Visa ®

Interest rates and Interest Charges

Annual Percentage Rate (APR) For Purchases, Cash Advances &Balance Transfers · 11.00% – 18.00% 1 whenyouopenyouraccount, based onyour creditworthiness. After that, your APRwill vary with the market based onthePrime Rate. Penalty APR and Whenit Applies · 18.00% • Maybeappliedtoyouraccountwhenyoufailtomakeanyminimumpaymentonany accountorloanyouhavewithuswithin60daysaftertheduedateforthatpayment. • ThepenaltyAPRwillapplyuntilyoumakesixconsecutiveminimumpaymentsbythedateand timeduebeginningwiththefirstpaymentdueaftertheeffectivedateofthepenaltyAPRincrease. HowtoAvoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle, and you will not be charged interest onpurchases if you pay your entire balance by the due date each month. Minimum Finance Charge · None Credit Card Tips from the Bureau of Consumer Financial Protection · To learn moreaboutfactors to consider whenapplying for or using a credit card, visit the website of the Bureau of Consumer Financial Protection at http://www.consumerfinance.gov/learnmore.

Fees Annual Fee · None Transaction Fees Balance Transfer · None Cash Advances · None Foreign Transaction · None Penalty Fees Late Payment Fee 3 · $15 Returned Payment Fee · $10 Overlimit Fee · None

Grace Period for Repayment of Purchases · At least 25 days from the statement closing date 2 Grace Period for Repayment of Cash Advances · None Method of Computing Balance for Purchases · Average Daily Balance including newpurchases

1 Variable Annual Percentage Rate . Rate adjusts quarterly and equals Prime Rate plus 4.00% to 8.00% depending on creditworthiness. 2 The statement closing date is the 15th of each month and the payment due date is the 15th of each month. Therefore, the number of days between your statement closing date and your payment due date (the grace period) may vary from one billing cycle to another. 3 Late fees are assessed if your payment is more than 15 days late.

1Page 1 is cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

SAN FRANCISCO FIRE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
Read exact source ↗
SAN FRANCISCO FIRE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
Read exact source ↗
SAN FRANCISCO FIRE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
Read exact source ↗
SAN FRANCISCO FIRE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“None”
Read exact source ↗
SAN FRANCISCO FIRE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“$15”
Read exact source ↗
SAN FRANCISCO FIRE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“$10”
Read exact source ↗

History

dates on sources or when they were captured

Aug 23, 2026: Annual fee, Balance transfer fee, Cash advance fee, Foreign transaction fee, Late payment fee, Returned payment fee

Offered through: San Francisco Fire Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 97069
Branches: 3 in CA
Sources: Official issuer · 1 document · 1 page cited

Documents

CSFA_Visa_Pricing Addendum_10.30.25effective date not parsed

SF Fire Credit Union CSFA Affinity Platinum Visa®San Francisco Fire Credit Union · state credit union, CA · NCUA 97069

Rates and fees