Security Service Credit UnionPower Rewards MastercardRegistry illustration · issuer artwork unavailable

Power Rewards MastercardSecurity Service Credit Union · federal credit union, CO · NCUA 11065

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · ConsumerFiled as “Security Service Power Rewards Mastercard®”

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Purchase APR

14.25%–18%

p.1variable

Balance transfer

—

Cash advance APR

14.25%–18%

p.1variable

Annual fee

—

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	14.25%–18% variableSECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“14.25% to 18.00% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. (For upgraded existing SSFCU credit cards, the rate will be effective on purchases made beginning with the next billing cycle.)”SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
APR for balance transfers	—	no source read
APR for cash advances	14.25%–18% variableSECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“14.25% to 18.00% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. (For upgraded existing SSFCU credit cards, the rate will be effective on new cash advances made beginning with the next billing cycle.)”SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	up to 2% — Up to 2.00% .SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to 2.00% .”SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Balance transfer	up to $200 — Up to 2.00% with a $200 limit.SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“Up to 2.00% with a $200 limit.”SECURITY SERVICE · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Power Rewards Credit Card Online June 2022page 1 of 6

Security Service Power Rewards Mastercard®

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · 14.25% to 18.00% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. (For upgraded existing SSFCU credit cards, the rate will be effective on purchases made beginning with the next billing cycle.) APR for Balance Transfers · 8.90% to 9.90% based on your creditworthiness. These APRs are a fixed rate and will not vary with the Prime Rate. (For upgraded existing SSFCU credit cards, the rate will be effective on new balance transfers made beginning with the next billing cycle.) APR for Cash Advances · 14.25% to 18.00% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. (For upgraded existing SSFCU credit cards, the rate will be effective on new cash advances made beginning with the next billing cycle.) Paying Interest · Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for a credit card or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore/

Fees Transaction Fees Balance Transfer Fee Cash Advance Fee · Up to 2.00% with a $200 limit. Up to 2.00% . Foreign Transaction Fee · Up to 1.10% . Penalty Fees Late Payment Returned Payment · Up to $25 . Up to $20 .

How we calculate your balance: We use the method called the average daily balance (including new purchases). This balance is figured by adding the outstanding balance (including new purchases and deducting payments and credits) for each day in the billing cycle, and then dividing by the number of days in the billing cycle.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

1 2 3 4 5 6Page 1 is cited

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

SECURITY SERVICE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“14.25% to 18.00% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. (For upgraded existing SSFCU credit cards, the rate will be effective on new cash advances made beginning with the next billing cycle.)”
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SECURITY SERVICE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“14.25% to 18.00% based on your creditworthiness. These APRs will vary with the market based on the Prime Rate. (For upgraded existing SSFCU credit cards, the rate will be effective on purchases made beginning with the next billing cycle.)”
Read exact source ↗
SECURITY SERVICE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to 2.00% with a $200 limit.”
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SECURITY SERVICE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Up to 2.00% .”
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SECURITY SERVICE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗
SECURITY SERVICE
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on balance transfers and cash advances on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗

History

dates on sources or when they were captured

Aug 23, 2026: Balance transfer fee, Cash advance APR, Cash advance fee, Purchase APR

Offered through: Security Service Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 11065
Branches: 72 in CO, TX, UT
Sources: Official issuer · 2 documents · 1 page cited

Documents

Power Rewards Credit Card Online June 2022effective date not parsed
Power Rewards MasterCard Agreement and Disclosureeffective date not parsed

Power Rewards MastercardSecurity Service Credit Union · federal credit union, CO · NCUA 11065

Rates and fees