APPLICATION AND SOLICITATION DISCLOSURE
VISA SIGNATURE REWARDS/VISA/VISA SHARE SECURED
Interest Rates and Interest Charges
Annual Percentage Rate (APR) for Purchases · Visa Signature Rewards to , when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa/Visa Share Secured to , based on your creditworthiness. 10.75% 16.75% 13.90% 17.90%
APR for Balance Transfers · Visa Signature Rewards to , when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa/Visa Share Secured to , based on your creditworthiness. 10.75% 16.75% 13.90% 17.90%
APR for Cash Advances · Visa Signature Rewards to , when you open your account, based on your creditworthiness. This APR will vary with the market based on the Prime Rate. Visa/Visa Share Secured to , based on your creditworthiness. 10.75% 16.75% 13.90% 17.90%
How to Avoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month.
For Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore.
Fees
Visa Signature Rewards
Annual Fee - Annual Fee · None
Transaction Fees - Balance Transfer Fee - Cash Advance Fee -Foreign Transaction Fee · None None None
Penalty Fees - Late Payment Fee - Returned Payment Fee · Up to $15.00 Up to $25.00
Visa/Visa Share Secured Annual Fee · None
- Annual Fee Transaction Fees - Balance Transfer Fee - Cash Advance Fee - Foreign Transaction Fee · None None 1.00% of each transaction in U.S. dollars