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Banking RegistryReal data. Clear answers.Data as of Aug 23, 2026
Simmons BankVISARegistry illustration · issuer artwork unavailable

VISASimmons Bank · SM bank, AR · FDIC 3890

CurrentLast observed Aug 23, 2026Official issuerCredit card · ConsumerFiled as “SIMMONS VISA®”
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
p.1none
Foreign fee
p.1of the amount
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases—no source read
APR for balance transfers—no source read
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual fee$0Simmons Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“None”Simmons Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction2% of the amountSimmons Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“2% of each transaction in US dollars.”Simmons Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
Penalty fees
Late payment—no source read
Returned payment—no source read