Southpoint Financial Credit UnionVisa® Rewards CardRegistry illustration · issuer artwork unavailable
Visa® Rewards CardSouthpoint Financial Credit Union · state credit union, MN · NCUA 68667
CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · ConsumerFiled as “VISA PLATINUM REWARDS”
Purchase APR
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Cash advance APR
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Foreign fee
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Grace period
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Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfersintroductory rate first | 0%SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred.”SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | $0SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “$0”SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Transaction fees | |||
| Cash advance | $0, No Cash Advance FeesSOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “No Cash Advance Fees”SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Balance transfer | $0, Free Balance TransfersSOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Free Balance Transfers”SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Introductory | Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred. SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Transfer any high-interest credit card balances over to your SouthPoint Visa without a fee and receive 0% APR* for 6 months on the amount transferred.”SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cash back | 1.50% cash back. Payment timing is not disclosed. Earn 1.5% cash back on all qualified purchases up to $100,000 spent per year. SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | “Earn 1.5% cash back on all qualified purchases up to $100,000 spent per year.”SOUTHPOINT FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |