Skip to content
Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
ST. Mary'S Bank Credit UnionSECURED VISA® CREDIT CARDRegistry illustration · issuer artwork unavailable

SECURED VISA® CREDIT CARDST. Mary'S Bank Credit Union · state credit union, NH · NCUA 63829

CurrentLast observed Oct 14, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer · Visa · securedNetwork stated on issuer website
Purchase APR
15.20%
p.1variable
Balance transfer
15.20%
p.1variable
Cash advance APR
—
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases15.20% variableST. MARY'S BANK · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“, your APR will be 15.20%. This APR will vary with the market based on the Prime Rate”ST. MARY'S BANK · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for balance transfers15.20% variableST. MARY'S BANK · Page Capture Aug 23, 2026 · Captured Aug 23, 2026“your APR will be 15.20%. This APR will vary with the market based on the Prime Rate”ST. MARY'S BANK · Page Capture Aug 23, 2026 · Captured Aug 23, 2026p. 1
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeNo annual feeST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“No annual fee”ST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
Opening conditionsOpen with a security deposit between $300 - $2,500ST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Open with a security deposit between $300 - $2,500”ST. MARY'S BANK · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website