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Banking RegistryReal data. Clear answers.Data as of Aug 31, 2026
Stride BankChime Cash Rewards Visa Credit CardRegistry illustration · issuer artwork unavailable

Chime Cash Rewards Visa Credit CardStride Bank · N bank, OK · FDIC 4091

CurrentLast observed Aug 31, 2026Source date Dec 31, 2025Government datasetCredit card · Consumer · secured
Purchase APR
—
Balance transfer
—
Cash advance APR
fixed
Annual fee
a year
Foreign fee
Grace period
Not offered
from cycle close

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate first
IntroductoryNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
NoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
APR for balance transfersNoneConsumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
APR for cash advances0%Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchasesNot offered from the close of each billing cycle——
How we calculate your balanceOther——
Annual fee$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Transaction fees
Cash advance$2.50Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Balance transfer$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Foreign transaction$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Penalty fees
Late payment$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Returned payment—no source read
Other fees
Out-of-network ATM withdrawal fee$2.50, An out-of-network ATM withdrawal fee per transaction may be assessed for all out-of-network ATMs, which are all non MoneyPass Network ATMs, Allpoint ATMs, or Visa Plus Alliance ATMs.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Expedited Card Replacement$20, If the member requests an expedited delivery of a replacement card, the fee is charged.Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Over limit$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website
Purchase transaction$0Consumer Financial Protection Bureau · Report Date Dec 31, 2025 · Captured Aug 31, 2026—Website