Synchrony BankNISSAN VISA SIGNATURE CREDIT CARDRegistry illustration · issuer artwork unavailable

NISSAN VISA SIGNATURE CREDIT CARDSynchrony Bank · SB bank, FL · FDIC 27314

CurrentLast observed Aug 23, 2026Source date Aug 23, 2026Official issuerCredit card · Consumer

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	Not disclosedSynchrony Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	“The APR for cash advances is the prime rate plus 21.99%. This APR will vary with the market based on the Prime Rate.”Synchrony Bank · Page Capture Aug 23, 2026 · Captured Aug 23, 2026	p. 1
Penalty APRafter a late or returned payment	—	no source read
Rate mechanics · Cash advance	21.99%	—	—
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Nissan Visa Card Account Agreement and Pricing Informationpage 1 of 6

FR833282333 NISSAN ® VISA SIGNATURE ® CREDIT CARD

T&C DC PDF WF2171020W, WF2171020X 6/2020

SYNCHRONY BANK SECTION I: RATES AND FEES TABLE NISSAN ® VISA SIGNATURE ® CREDIT CARD ACCOUNT AGREEMENT PRICING INFORMATION

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · The APR for purchases is the prime rate plus (i) 13.99% for Account Type 1, or (ii) 19.99% for Account Type 2. Rates are determined when you open your account, based on your creditworthiness and other factors. These rates will vary with the market based on the Prime Rate. APR for Cash Advances · The APR for cash advances is the prime rate plus 21.99%. This APR will vary with the market based on the Prime Rate. Paying Interest · Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. Minimum Interest Charge · If you are charged interest, the charge will be no less than $2.00.

Fees Transaction Fees • Cash Advance · Either $10 or 4% of the amount of each cash advance, whichever is greater. • Foreign Transaction · 3% of each transaction. Penalty Fees • Late Payment · Up to $40. $29 • Returned Payment

How We Will Calculate Your Balance: We use a method called 'daily balance.' See your credit card account agreement below for more details.

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Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

Synchrony Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“The APR for cash advances is the prime rate plus 21.99%. This APR will vary with the market based on the Prime Rate.”
Read exact source ↗
Synchrony Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“If you are charged interest, the charge will be no less than $2.00.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗
Synchrony Bank
Page Capture Aug 23, 2026 · Captured Aug 23, 2026 · page 1
“Your due date is at least 23 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date.”
Additional source detail; structured values remain unknown. This agreement passage is retained verbatim. The pricing interpretation does not replace the complete card-terms declaration.
Read exact source ↗

History

dates on sources or when they were captured

Aug 23, 2026: Cash advance APR

Offered through: Synchrony Bank
Legal issuer: Not established by retained evidence
Regulator: FDIC certificate 27314
Branches: 2 in FL, UT
Sources: Official issuer · 1 document · 1 page cited

Documents

Nissan Visa Card Account Agreement and Pricing Informationeffective date not parsed

NISSAN VISA SIGNATURE CREDIT CARDSynchrony Bank · SB bank, FL · FDIC 27314

Rates and fees