Synchrony Bank
Preferred Mastercard
Filed as “Synchrony Preferred Mastercard”.
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard26.74%–33.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- APR for cash advances
- 29.72%–36.74% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Penalty APRCharged after a late or returned payment.
- —
- Paying interestThe grace period on new purchases.
- 23 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Transaction fees
- Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardBalance transfer4% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardForeign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Penalty fees
- First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardRepeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardReturned payment—
- Other fees
- Returned Payment Fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardPaper Statement Fee$1.99Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardDebt Cancellation Fee$1.66Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercardPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:synchrony-preferred-mastercard · captured 2026-09-06