Sun Country Visa CardSynchrony Bank · SB bank, FL · FDIC 27314
CurrentVerified Sep 6, 2026Effective Dec 31, 2025Government datasetConsumer · unsecured
Purchase APR
20.39%–28.89%
great to good
Balance transfer
—
Cash advance APR
30.14%–30.64%
variable
Annual fee
$89
a year
Foreign fee
$0
Grace period
23 days
from cycle close
Rates and fees
| Term, in the disclosure's order | Value | As printed in the document | Page |
|---|---|---|---|
| APR for purchasesintroductory rate first | |||
| Introductory | None | — | — |
| Great credit | 20.89% variable | — | — |
| Good credit | 28.89% variable | — | — |
| All applicants | 20.39%–28.64% variable | — | — |
| APR for balance transfers | None | — | — |
| APR for cash advances | |||
| Great credit | 30.14% variable | — | — |
| Good credit | 30.14% variable | — | — |
| Poor credit | 30.14% variable | — | — |
| All applicants | 30.39%–30.64% variable | — | — |
| Penalty APRafter a late or returned payment | Not captured | no source read | |
| Paying interestgrace period on new purchases | 23 days from the close of each billing cycle | — | — |
| Annual fee | $89 | — | — |
| Transaction fees | |||
| Cash advance | 5% of the amount, minimum $10 | — | — |
| Balance transfer | 5% of the amount, minimum $5 | — | — |
| Foreign transaction | $0 | — | — |
| Penalty fees | |||
| First late fee | $30 | — | — |
| Repeat late fee within six billing cycles | $41 | — | — |
| Returned payment | Not captured | no source read | |
| Other fees | |||
| Returned Payment Fee | $30 | — | — |
| Paper Statement Fee | $1.99 | — | — |
| Over limit | $0 | — | — |
| Purchase transaction | $0 | — | — |