Synchrony Bank
Techron Advantage Visa Card
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card33.99%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card
- APR for cash advances
- 33.99%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- 23 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card
- Transaction fees
- Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-cardBalance transferNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-cardForeign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card
- Penalty fees
- First late fee$29Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-cardRepeat late fee within six billing cycles$40Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-cardReturned payment—
- Other fees
- Returned Payment Fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-cardDebt Cancellation$1.66Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-cardOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-cardPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:techron-advantage-visa-card · captured 2026-09-06