Synchrony Bank
TJX Rewards Platinum Mastercard
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard30.74%–31.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard
- APR for cash advances
- 34.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- 23 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard
- Transaction fees
- Cash advance4% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercardBalance transferNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercardForeign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard
- Penalty fees
- First late fee$27Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercardRepeat late fee within six billing cycles$38Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercardReturned payment—
- Other fees
- Debt Cancellation$1.66Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercardReturned Payment Fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercardPaper Statement Fee$1.99Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercardOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercardPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:tjx-rewards-platinum-mastercard · captured 2026-09-06