Synchrony Bank

Venmo Visa Card

APR for purchasesIntroductory rate shown first.: Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
All applicants18.74%–31.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Credit score 619 or less31.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Credit scores from 620 to 71930.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Credit score of 720 or greater28.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
APR for balance transfers: Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
APR for cash advances: 30.74%–31.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Penalty APRCharged after a late or returned payment.: —
Paying interestThe grace period on new purchases.: 23 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Annual fee: AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Transaction fees: Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Balance transferNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Foreign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Penalty fees: First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Repeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Returned payment—
Other fees: Returned Payment Fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Paper Statement Fee$1.99Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Over limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Purchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card
Source: Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:synchrony-financial:venmo-visa-card · captured 2026-09-06