Artwork source · Technology Credit Union ↗

Visa Classic Share SecuredTechnology Credit Union · state credit union, CA · NCUA 68383

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · Visa · securedNetwork stated on issuer website

Open the document Download JSONAdd to compare

Purchase APR

22.65%

Balance transfer

22.65%

Cash advance APR

22.65%

Annual fee

a year

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	22.65%TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“22.65%”TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for balance transfers	22.65%TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“22.65%”TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
APR for cash advances	22.65%TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“22.65%”TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	$0TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“$0”TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	3% of the amount, minimum $10, 3% of advance amount ($10 minimum)TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“3% of advance amount ($10 minimum)”TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Balance transfer	3% of the amount, minimum $10, 3% of advance amount ($10 minimum)TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“3% of advance amount ($10 minimum)”TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular	22.65%TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“22.65%”TECHNOLOGY · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website

Important Crdit Card Disclosures Reg Rate Eff 01.24.25page 1 of 2

Technology Credit Union PO Box 1409 San Jose, CA 95109-1409 (877) 988-0471 techcu.com

The following disclosure represents important details concerning your credit card. The information about costs of the card is accurate as of ________________. You can contact us toll free at the number or address above to inquire if any changes occurred since the effective date. New York residents may contact the New York state department of financial services by telephone or visit its website for free information on comparative credit card rates, fees and grace periods: https://www.dfs.ny.gov/consumers/credit_debt or (800) 342-3736. 10/18/2025

INTEREST RATESand INTEREST CHARGES: Visa Classic · Visa Classic Share Secured · Visa Signature Annual Percentage Rate (APR) for Purchases · depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. %- % 23.15 12.15 · % ThisAPR will vary with the market based on the Prime Rate. 23.15 · %- depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. % 25.15 14.15 APR for Cash Advances · depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. %- % 23.15 12.15 · ThisAPR will vary with the market based on the Prime Rate. % 23.15 · depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. %- % 25.15 14.15 APR for Balance Transfers · depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. %- % 23.15 12.15 · ThisAPR will vary with the market based on the Prime Rate. % 23.15 · depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. % %- 25.15 14.15 Penalty APR and When it Applies · None Paying Interest · Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account. Minimum Interest Charge · None For Credit Card Tips from the Consumer Financial Protection Bureau · Tolearn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore

FEES: • Annual Fee: • Application Fee: Fees to Open or Maintain your Account · None None

1 2No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:f1c1590e8562107e1d9251d05f5f8fadd4663b5691c2855b7291e35362c16478
“22.65%”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:e923e52b0f9911cf1448eb84c62d0056b7f59eca89239744627ce53743998d27
“22.65%”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:72cc6cd60e6b532632a99d79883f360cba3df02782b0d163d41ba284ef907465
“22.65%”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:f1c1590e8562107e1d9251d05f5f8fadd4663b5691c2855b7291e35362c16478
“$0”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:e923e52b0f9911cf1448eb84c62d0056b7f59eca89239744627ce53743998d27
“$0”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:72cc6cd60e6b532632a99d79883f360cba3df02782b0d163d41ba284ef907465
“$0”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:f1c1590e8562107e1d9251d05f5f8fadd4663b5691c2855b7291e35362c16478
“3% of advance amount ($10 minimum)”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:e923e52b0f9911cf1448eb84c62d0056b7f59eca89239744627ce53743998d27
“3% of advance amount ($10 minimum)”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:72cc6cd60e6b532632a99d79883f360cba3df02782b0d163d41ba284ef907465
“3% of advance amount ($10 minimum)”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:f1c1590e8562107e1d9251d05f5f8fadd4663b5691c2855b7291e35362c16478
“Visa Classic (Share Secured)”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:72cc6cd60e6b532632a99d79883f360cba3df02782b0d163d41ba284ef907465
“Visa Classic (Share Secured)”
Open source link ↗
TECHNOLOGY
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:e923e52b0f9911cf1448eb84c62d0056b7f59eca89239744627ce53743998d27
“Visa Classic® Share Secured Credit Card”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Balance transfer APR, Balance transfer fee, Cash advance APR, Cash advance fee, Purchase APR

Offered through: Technology Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 68383
Branches: 11 in CA, ID, TX
Sources: Official issuer · 1 document · 0 pages cited

Documents

Important Crdit Card Disclosures Reg Rate Eff 01.24.25effective date not parsedName declaration: Visa Classic Share Secured · page 1

Visa Classic Share SecuredTechnology Credit Union · state credit union, CA · NCUA 68383

Rates and fees