Skip to content
Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Banking RegistryReal data. Clear answers.
Artwork source · Texas Dow Employees Credit Union ↗

Buc-ee's Platinum VisaTexas Dow Employees Credit Union · state credit union, TX · NCUA 60705

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Download JSONAdd to compare
Purchase APR
12.24%–17.99%
variable
Balance transfer
0% for 12 mo
then 12.24%–17.99%
Cash advance APR
12.24%–17.99%
variable
Annual fee
None
a year
Foreign fee
2%
of the amount
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases12.24%–17.99% variableTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“12.24% - 17.99%”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfersintroductory rate first
Introductory, 12 months0%TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“0%”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
After12.24%–17.99% variableTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“12.24% - 17.99%”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances12.24%–17.99% variableTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“12.24% - 17.99%”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment17.99% variableTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“17.99%. This APR will vary with the market based on the Prime Rate.”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Paying interestgrace period on new purchases—no source read
Annual feeNoneTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“In addition to no annual fees, TDECU Credit Cards also come with the following”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance5% of the amount, minimum $10, 5% minimum fee of $10.00TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“5% minimum fee of $10.00”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer—no source read
Foreign transaction2% of the amount, 2% of the total purchase amount in U.S. dollarsTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“2% of the total purchase amount in U.S. dollars”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late paymentup to $25 — $25.00TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“$25.00”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Returned paymentup to $25 — $25.00TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“$25.00”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Other fees$37.50, $37.50 per plastic for rush cardsTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“$37.50 per plastic for rush cards”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Introductory 0% introductory APR for the first twelve months on balance transfers processed within the first 30 business days of account opening. Introductory benefits apply only to new credit card accounts. Existing accounts that have been converted from Mastercard® to Visa® are not considered new accounts and are not eligible for introductory benefits.TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“0% introductory APR for the first twelve months on balance transfers processed within the first 30 business days of account opening. Introductory benefits apply only to new credit card accounts. Existing accounts that have been converted from Mastercard® to Visa® are not considered new accounts and are not eligible for introductory benefits.”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Regular; Cash advance · RegularThis APR will vary with the market based on the Prime Rate.TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“This APR will vary with the market based on the Prime Rate.”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPenalty · PenaltyFail to make a Minimum Payment by the date and time that it is due orTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Fail to make a Minimum Payment by the date and time that it is due or”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · RegularAPR on new accounts is directly assigned based on creditworthiness.TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“APR on new accounts is directly assigned based on creditworthiness.”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back1% cash back. Payment timing is not disclosed. . Plus, there’s no better way to show your love than by carrying the power of the beaver right in your pocket! Apply today, show your pride, and save next time you visit your favorite Buc-ee's! Plus 1% Cash Rewards on all eligible purchasesTEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“. Plus, there’s no better way to show your love than by carrying the power of the beaver right in your pocket! Apply today, show your pride, and save next time you visit your favorite Buc-ee's! Plus 1% Cash Rewards on all eligible purchases”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cashback qualificationsCash back Eligible purchases are purchases for goods and services, minus returns and other credits. Eligible does not include fees, interest charges, balance transfers, cash advances, convenience checks, purchases for cash equivalents (money orders, gift cards, prepaid cards), disputes and illegal transactions, or gambling. For more information, visit TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Eligible purchases are purchases for goods and services, minus returns and other credits. Eligible does not include fees, interest charges, balance transfers, cash advances, convenience checks, purchases for cash equivalents (money orders, gift cards, prepaid cards), disputes and illegal transactions, or gambling. For more information, visit”TEXAS DOW EMPLOYEES · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website