Exact passages support the published terms or show additional details that remain unresolved.
The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Personal Loans”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“When a major purchase or financial obligation calls for cash you may not have in your existing budget, we can provide you with supplemental funds. From purchasing a vehicle to financing a major life event, and everything in-between, our personal loans are a flexible financial option when you are in need. Our experienced loan officers will work with you to provide a competitive rate, flexible term…”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Avoid Unwanted Solicitations”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Often, after applying for a loan, applicants begin to receive multiple solicitations from other lenders that are set up to receive notifications from credit bureaus, when applicants begin the loan process. You can avoid receiving these solicitations by opting out of marketing communications, using one of the following methods”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“BEFORE”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“making application for a loan:”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Visit:”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“https://www.ftc.gov”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Call to opt out: 888-567-8688”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Additional credit-related resources are available at the following links:”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“www.annualcreditreport.com”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“www.myfico.com/CreditEducation”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“www.AdvCredit.com”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“How to Apply”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Download the application”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“and after completing, return via email* directly to one of our loan officers, or bring to a local branch. Loan officer email addresses can be found by clicking the”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Contact a Loan Officer”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“button at the bottom of this page.”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“*To protect your identity, please use a secure method when submitting via e-mail.”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“What to Expect”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“We will review your application and determine the most suitable repayment structure based on your ability to repay and the collateral you offer.”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“We will consider your repayment history with our bank and others by accessing your credit report. If you wish to access a free copy of your report before applying for the loan, you may do so at”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“annualcreditreport.com”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“1”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“. This step gives you an opportunity to review what is on your credit report and clear up possible errors before you apply for your loan.”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“We will compare your gross monthly income to your monthly debt obligations. This will help us determine a comfortable repayment amount that will also allow you to meet your other obligations. Generally, you will want your debt obligations to be less than 48% of your total gross income.”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“We will review your length of employment in your industry. Both this and the length of your residence in the community are considered indicators of stability.”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“We are committed to listening to your request, closely reviewing your application and offering you the best possible solution.”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Contact a Loan Officer”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Download the application”
Open source link ↗The Bank, National Association
Page Capture Oct 5, 2026 · Captured Oct 5, 2026 · record official-issuer:page:url:360963d187256209b9406b1a38f46fd3acfb6188a6c9730dd0d759c451857330
“Contact a Loan Officer”
Open source link ↗