The First National Bank in Sioux FallsMastercard® Business World EliteRegistry illustration · issuer artwork unavailable
Mastercard® Business World EliteThe First National Bank in Sioux Falls · N bank, SD · FDIC 4016
CurrentLast observed Oct 5, 2026Official issuerCredit card · Business · MastercardNetwork stated on issuer website
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | — | no source read | |
| APR for balance transfers | — | no source read | |
| APR for cash advances | — | no source read | |
| Penalty APRafter a late or returned payment | — | no source read | |
| Paying interestgrace period on new purchases | — | no source read | |
| Annual fee | $95, $95 yearly fee – waived in year oneThe First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “$95 yearly fee – waived in year one”The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| Opening conditions | All credit cards are subject to credit approval. Ask for details.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “All credit cards are subject to credit approval. Ask for details.”The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Cash back | 1% cash back. Payment timing is not disclosed. 2% cash back on gasoline and 1% cash back on all other purchases² The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “2% cash back on gasoline and 1% cash back on all other purchases²”The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Cashback qualificationsCash back | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within …”The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Cash back · Gasoline | 2% cash back. Payment timing is not disclosed. 2% cash back on gasoline and 1% cash back on all other purchases² The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “2% cash back on gasoline and 1% cash back on all other purchases²”The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Cashback qualificationsCash back · Gasoline | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within …”The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Cash back · Travel (airfare, hotel, car rental) and dining | 3% cash back. Payment timing is not disclosed. 3% cash back on travel and dining² The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “3% cash back on travel and dining²”The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |
| Cashback qualificationsCash back · Travel (airfare, hotel, car rental) and dining | We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1% (one percent) cash back as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional cash back.The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | “We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within …”The First National Bank in Sioux Falls · Page Capture Oct 5, 2026 · Captured Oct 5, 2026 | Website |