The Ohio Valley Bank CompanyOVB VISA BUSINESS CREDIT CARDRegistry illustration · issuer artwork unavailable
OVB VISA BUSINESS CREDIT CARDThe Ohio Valley Bank Company · SM bank, OH · FDIC 384
CurrentLast observed Oct 3, 2026Source date Oct 1, 2026Official issuerCredit card · Business · Visa
Foreign fee
—
Grace period
Not disclosed
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| APR for purchases | 15% variableThe Ohio Valley Bank Company · Stated In Document Oct 1, 2026 · Captured Oct 3, 2026 | “15.00% A.P.R. on purchases and balance transfers”The Ohio Valley Bank Company · Stated In Document Oct 1, 2026 · Captured Oct 3, 2026 | Website |
| APR for balance transfers | 15% variableThe Ohio Valley Bank Company · Stated In Document Oct 1, 2026 · Captured Oct 3, 2026 | “15.00% A.P.R. on purchases and balance transfers”The Ohio Valley Bank Company · Stated In Document Oct 1, 2026 · Captured Oct 3, 2026 | Website |
| APR for cash advances | 21% variableThe Ohio Valley Bank Company · Stated In Document Oct 1, 2026 · Captured Oct 3, 2026 | “21.00% A.P.R. on cash advances”The Ohio Valley Bank Company · Stated In Document Oct 1, 2026 · Captured Oct 3, 2026 | Website |
| Penalty APRafter a late or returned payment | NoneThe Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “No "Penalty" A.P.R.”The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Paying interestgrace period on new purchases | Not disclosed | no source read | |
| Annual fee | No Annual FeesThe Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “No Annual Fees”The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Transaction fees | |||
| Cash advance | — | no source read | |
| Balance transfer | — | no source read | |
| Foreign transaction | — | no source read | |
| Penalty fees | |||
| Late payment | — | no source read | |
| Returned payment | — | no source read | |
| APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular | A.P.R.=Annual Percentage Rate. Above OVB variable rate stated as of 10/1/2026. Rates are subject to change. The Ohio Valley Bank rate is determined quarterly by the highest New York Prime Rate plus 8.0% for Purchases and Balance Transfers, or Prime Rate plus 14.0% for cash advances. Regular points earned at a rate of one point per dollar spent.The Ohio Valley Bank Company · Stated In Document Oct 1, 2026 · Captured Oct 3, 2026 | “A.P.R.=Annual Percentage Rate. Above OVB variable rate stated as of 10/1/2026. Rates are subject to change. The Ohio Valley Bank rate is determined quarterly by the highest New York Prime Rate plus 8.0% for Purchases and Balance Transfers, or Prime Rate plus 14.0% for cash advances. Regular points earned at a rate of one point per dollar spent.”The Ohio Valley Bank Company · Stated In Document Oct 1, 2026 · Captured Oct 3, 2026 | Website |
| APR qualificationsPenalty · Penalty | No "Penalty" A.P.R.The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “No "Penalty" A.P.R.”The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Regular spendingNot disclosed | 1 point per $1. See source conditions for eligible purchases.The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “A.P.R.=Annual Percentage Rate. Above OVB variable rate stated as of 10/1/2026. Rates are subject to change. The Ohio Valley Bank rate is determined quarterly by the highest New York Prime Rate plus 8.0% for Purchases and Balance Transfers, or Prime Rate plus 14.0% for cash advances. Regular points earned at a rate of one point per dollar spent.”The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards conditionsRegular spending | Point posting timing is not disclosed. Point expiration is not disclosed. Redemption options: Cash back, Pay with points, Gift cards, Merchandise, Event tickets, Special experiences, Other must haves. A.P.R.=Annual Percentage Rate. Above OVB variable rate stated as of 10/1/2026. Rates are subject to change. The Ohio Valley Bank rate is determined quarterly by the highest New York Prime Rate plus 8.0% for Purchases and Balance Transfers, or Prime Rate plus 14.0% for cash advances. Regular points earned at a rate of one point per dollar spent.The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “A.P.R.=Annual Percentage Rate. Above OVB variable rate stated as of 10/1/2026. Rates are subject to change. The Ohio Valley Bank rate is determined quarterly by the highest New York Prime Rate plus 8.0% for Purchases and Balance Transfers, or Prime Rate plus 14.0% for cash advances. Regular points earned at a rate of one point per dollar spent.”The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Rewards source conditionsRegular spending | You can redeem your rewards points for CASH BACK or PAY WITH POINTS on eligible purchases, or redeem your points for gift cards, merchandise, event tickets and special experiences, or other must haves.The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “You can redeem your rewards points for CASH BACK or PAY WITH POINTS on eligible purchases, or redeem your points for gift cards, merchandise, event tickets and special experiences, or other must haves.”The Ohio Valley Bank Company · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |