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Banking RegistryReal data. Clear answers.Data as of Oct 3, 2026
The Shelby County State BankBusiness Edition Visa Card with Absolute RewardsRegistry illustration · issuer artwork unavailable

Business Edition Visa Card with Absolute RewardsThe Shelby County State Bank · NM bank, IA · FDIC 1553

CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerCredit card · Business · Visa
Purchase APR
—
Balance transfer
—
Cash advance APR
—
Annual fee
Not disclosed
Foreign fee
—
Grace period
Not disclosed

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchasesintroductory rate firstNot disclosedThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Ultra-low intro rate”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
APR for balance transfersintroductory rate firstNot disclosedThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Ultra-low intro rate”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
APR for cash advances—no source read
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchasesNot disclosedno source read
Annual feeNot disclosedThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026no source readWebsite
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Introductory; Purchase · Introductory Enjoy an introductory rate for 12 billing cycles on purchases and balance transfers.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Enjoy an introductory rate for 12 billing cycles on purchases and balance transfers.”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Qualifying purchasesNot disclosed1.5 points per $1. See source conditions for eligible purchases.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Unlimited 1.5x points per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards conditionsQualifying purchasesPoint posting timing is not disclosed. Point expiration is not disclosed. Point redemption options are not disclosed. Unlimited 1.5x points per $1 spentThe Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Unlimited 1.5x points per $1 spent”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsQualifying purchases Every business purchase.The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“Every business purchase.”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website
Rewards source conditionsQualifying purchasesSee the Rewards Terms and Conditions in the Summary of Credit Terms available when you apply for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026“See the Rewards Terms and Conditions in the Summary of Credit Terms available when you apply for details, including earning, redemption, expiration, and forfeiture (subject to applicable law).”The Shelby County State Bank · Page Capture Oct 3, 2026 · Captured Oct 3, 2026Website