THE Southern Credit Union
Visa Classic
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic11.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
- APR for cash advances
- 11.90%Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
- Transaction fees
- Cash advance$5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classicBalance transferNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classicForeign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
- Penalty fees
- First late fee$29Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classicReturned payment—
- Other fees
- None disclosedNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classicOver limit$29Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classicPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:southern-credit-union-the:visa-classic · captured 2026-09-06