Artwork source · THE Summit Credit Union ↗

Secured CardTHE Summit Credit Union · federal credit union, NY · NCUA 4580

CurrentLast observed Oct 14, 2026Official issuerCredit card · Consumer · secured

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Purchase APR

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Balance transfer

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Cash advance APR

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Annual fee

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Foreign fee

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Grace period

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Product terms with exact source passages
Term	Value	As printed in the source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	—	no source read
Transaction fees
Cash advance	—	no source read
Balance transfer	—	no source read
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

THE SUMMIT
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:194181fdb5ea1637a0250157cf65b1b714e2b57ca62d4b4857e9b17a23ef87ee
“VISA Rates and Terms”
Open source link ↗
THE SUMMIT
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:194181fdb5ea1637a0250157cf65b1b714e2b57ca62d4b4857e9b17a23ef87ee
“Secured Credit Card, the minimum line is $300 and the maximum line amount is $2,500. As of 12/01/25 the APR is a fixed rate of 14.45% APR and is subject to change at any time. Please see our”
Additional source detail; structured values remain unknown. APR retained without interpretation: no capture date or literal ISO effective date was supplied.
Open source link ↗
THE SUMMIT
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:95829f039b5b25d57b9a381e311f9d0f400ccd072a2803d5d5aa6792a1dc76e8
“Secured Credit Card, the minimum line is $300 and the maximum line amount is $2,500. As of 12/25 the APR is a fixed rate of 14.45% APR and is subject to change at any time. Please see our”
Additional source detail; structured values remain unknown. APR passage retained verbatim; supplied capture metadata does not establish a qualified effective date.
Open source link ↗
THE SUMMIT
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:194181fdb5ea1637a0250157cf65b1b714e2b57ca62d4b4857e9b17a23ef87ee
“Secured Credit Card, the minimum line is $300 and the maximum line amount is $2,500. As of 12/01/25 the APR is a fixed rate of 14.45% APR and is subject to change at any time. Please see our”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Issuer link

Offered through: THE Summit Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 4580
Branches: 15 in NY
Sources: Official issuer · 0 documents · 0 pages cited

Documents

No republished document is bound to this product. See the sources above for the evidence behind these terms.

Secured CardTHE Summit Credit Union · federal credit union, NY · NCUA 4580

Rates and fees