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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Banking RegistryReal data. Clear answers.
Artwork source · Travis Credit Union ↗

Platinum Visa®Travis Credit Union · state credit union, CA · NCUA 68429

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
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Purchase APR
14.99%–23.99%
variable
Balance transfer
16.99%–25%
variable
Cash advance APR
16.99%–25%
variable
Annual fee
$0.00
a year
Foreign fee
1%
of the amount
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases14.99%–23.99% variableTRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“14.99%”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers16.99%–25% variableTRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“16.99% to 25.00%”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances16.99%–25% variableTRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“16.99% to 25.00%”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—no source read
Variable APR capthe calculated APR will not exceed this amountup to 25%——
Paying interestgrace period on new purchases—no source read
Annual fee$0.00TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“$0.00”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance2% of the amount, minimum $10, 2%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“2%”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer2% of the amount, maximum $25, 2%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“2%”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Foreign transaction1% of the amount, 1%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“1%”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty fees
Late payment$15, $15.00TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“$15.00”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Returned payment$15, $15.00TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“$15.00”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Other fees$5, $5.00TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“$5.00”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Other APRsoutside the standard boxes25%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“25.00%”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsBalance transfer · Regular; Cash advance · Regular16.99% to 25.00%TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“16.99% to 25.00%”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPenalty · RegularAn interest rate adjustment occurs when your account is 60 days or more past due. The interest rate adjustment will terminate if you make the required minimum payments for six consecutive months.TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“An interest rate adjustment occurs when your account is 60 days or more past due. The interest rate adjustment will terminate if you make the required minimum payments for six consecutive months.”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR qualificationsPurchase · RegularWhen you open your account, based on your credit-worthiness. After that, your APR will vary with the market based on the Prime Rate.TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“When you open your account, based on your credit-worthiness. After that, your APR will vary with the market based on the Prime Rate.”TRAVIS · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website