Trustone Financial Credit UnionTruStone Visa® Platinum business credit cardRegistry illustration · issuer artwork unavailable

TruStone Visa® Platinum business credit cardTrustone Financial Credit Union · state credit union, MN · NCUA 68722

CurrentLast observed Oct 14, 2026Official issuerCredit card · Business · VisaNetwork stated on issuer websiteFiled as “Visa Business Credit Card”

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Purchase APR

—

Balance transfer

—

Cash advance APR

—

Annual fee

No Annual Fee

a year

Foreign fee

—

Grace period

—

Product terms with exact source passages
Term	Value	As printed in the source	Source
APR for purchases	—	no source read
APR for balance transfers	—	no source read
APR for cash advances	—	no source read
Penalty APRafter a late or returned payment	—	no source read
Paying interestgrace period on new purchases	—	no source read
Annual fee	No Annual FeeTRUSTONE FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“No Annual Fee”TRUSTONE FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Transaction fees
Cash advance	—	no source read
Balance transfer	$0, Plus, no foreign transaction fees or balance transfer fees.TRUSTONE FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	“Plus, no foreign transaction fees or balance transfer fees.”TRUSTONE FINANCIAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026	Website
Foreign transaction	—	no source read
Penalty fees
Late payment	—	no source read
Returned payment	—	no source read

Visa Platinum Rewards Terms and Conditionspage 1 of 1

Important Terms and Conditions

Visa® Platinum Rewards and Visa Business Credit Card s

Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases · 1 4. 65 %- 1 7. 90 %APR* This APR will vary with the market based on the Prime Rate. APRs for Balance Transfers · 1 4. 65 %- 17.90% APR* This APR will vary with the market based on the Prime Rate. APRs for Cash Advances · 1 4. 65 %- 17.90% APR* This APR will vary with the market based on the Prime Rate. Penalty APR and When it Applies · None Minimum Interest Charge · None How to Avoid Paying Interest on Purchases · Your due date is at least 25 days after the close of each billing cycle. Wewill not charge you any interest on purchases if you pay your entire balance by the due date each month. Credit Card Tips from the Consumer Financial Protection Bureau · To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. Fees Set-up and Maintenance Fees Annual Fee · None Transaction Fees • Balance Transfer • Cash Advance • Foreign Transaction · None None None Penalty Fees • Late Payment • Over-the-Credit Limit • Returned Payment · Up to $25 ** None Up to $25

How We Calculate Your Balance: We use a method called 'average daily balance (including new purchases)'. See cardholder agreement for complete details.

Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your account agreement.

* Your standard APR may vary and is based on Prime Rate. Your rate is determined by adding a margin to the Prime Rate. The Prime Rate Index used to determine your APR is the rate published in The Wall Street Journal quarterly (January, April, July and October) and changes are effective as the first day of your next billing cycle. Current rate as of August 1 , 202 3 . See cardholder agreement for complete details.

**You may be required to pay a late payment fee of up to $25.00 if you do not pay at least the minimum payment by the payment due date on your statement. TruStone may also assess the late payment fee every month thereafter that you are past due.

1No page of this document is cited by this card

Archived Aug 23, 2026Open full document

Sources and dates

Contractual terms come from retained issuer disclosures. Historical cohort statistics come from the CFPB survey and do not change the issuer's terms.

Issuer disclosures and source details

Exact passages support the published terms or show additional details that remain unresolved.

TRUSTONE FINANCIAL
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:7ab19c5ab607a937a0dd98974c99229c817388620c172569b583b807ac7354a0
“No Annual Fee”
Open source link ↗
TRUSTONE FINANCIAL
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:7ab19c5ab607a937a0dd98974c99229c817388620c172569b583b807ac7354a0
“Plus, no foreign transaction fees or balance transfer fees.”
Open source link ↗
TRUSTONE FINANCIAL
Page Capture Oct 14, 2026 · Captured Oct 14, 2026 · record official-issuer:page:url:7ab19c5ab607a937a0dd98974c99229c817388620c172569b583b807ac7354a0
“Every time you use your TruStone Visa® Platinum business credit card for flights, sudden expenses or whatever your business needs, it earns you valuable points that you can use for travel, merchandise or cash-back.”
Open source link ↗

History

dates on sources or when they were captured

Oct 14, 2026: Annual fee, Balance transfer fee

Offered through: Trustone Financial Credit Union
Legal issuer: Not established by retained evidence
Regulator: NCUA charter 68722
Branches: 25 in MN, WI
Sources: Official issuer · 1 document · 0 pages cited

Documents

Visa Platinum Rewards Terms and Conditionseffective date not parsedName declaration: Visa Business Credit Card · page 1

TruStone Visa® Platinum business credit cardTrustone Financial Credit Union · state credit union, MN · NCUA 68722

Rates and fees