U.S. Bank

Altitude Go Sig

APR for purchasesIntroductory rate shown first.: 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
All applicants17.49%–27.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Credit score 619 or less27.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Credit scores from 620 to 71927.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Credit score of 720 or greater20.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
APR for balance transfers: 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
APR for cash advances: 30.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Penalty APRCharged after a late or returned payment.: —
Paying interestThe grace period on new purchases.: 26 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Annual fee: AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Transaction fees: Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Balance transfer5% of the amount, minimum $5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Foreign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Penalty fees: First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Repeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Returned payment—
Other fees: Return Payment Fee$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Over limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Purchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Balance transfer termsHow long a transfer may be requested for, and how much may be moved.: Grace period on transfersNoConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig
Source: Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:altitude-go-sig · captured 2026-09-06