U.S. Bank
Cash+ Signature
- APR for purchasesIntroductory rate shown first.
- 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureAll applicants17.74%–27.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureCredit score 619 or less27.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureCredit scores from 620 to 71926.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureCredit score of 720 or greater20.99% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature
- APR for balance transfers
- 0% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature
- APR for cash advances
- 30.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- 26 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature
- Transaction fees
- Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureBalance transfer5% of the amount, minimum $5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureForeign transaction3% of the amountConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature
- Penalty fees
- First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureRepeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureReturned payment—
- Other fees
- Return Pymt Fee$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signatureOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signaturePurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature
- Balance transfer termsHow long a transfer may be requested for, and how much may be moved.
- Grace period on transfersNoConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:cash-signature · captured 2026-09-06