U.S. Bank
Fidelity® Rewards Visa Signature®
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureAll applicants16.49%–26.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureCredit score 619 or less26.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureCredit scores from 620 to 71926.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureCredit score of 720 or greater16.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
- APR for cash advances
- 28.24% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- 26 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
- Transaction fees
- Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureBalance transfer3% of the amount, minimum $5Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureForeign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
- Penalty fees
- First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureRepeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureReturned payment—
- Other fees
- Return Payment Fee$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signatureOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signaturePurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:fidelity-rewards-visa-signature · captured 2026-09-06