U.S. Bank
Kroger Rewards World Elite Mastercard
- APR for purchasesIntroductory rate shown first.
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardAll applicants17.49%–30.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardCredit score 619 or less30.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardCredit scores from 620 to 71930.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardCredit score of 720 or greater19.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- APR for balance transfers
- Not offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- APR for cash advances
- 31.49% variableConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Penalty APRCharged after a late or returned payment.
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- Paying interestThe grace period on new purchases.
- 26 days from the close of each billing cycleConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Annual fee
- AnnualNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Transaction fees
- Cash advance5% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardBalance transfer4% of the amount, minimum $10Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardForeign transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Penalty fees
- First late fee$30Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardRepeat late fee within six billing cycles$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardReturned payment—
- Other fees
- Return Payment Fee$41Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardOver limitNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercardPurchase transactionNot offeredConsumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard
- Source
- Consumer Financial Protection Bureau · cfpb:tccp:2025-12-31:u-s-bancorp:kroger-rewards-world-elite-mastercard · captured 2026-09-06