Verve, a Credit Union PO Box 3046 Oshkosh, WI 54903 800.448.9228 Fax: 920.236.7703
verveacu.com
IMPORTANT CREDIT CARD DISCLOSURES
The following disclosure represents important details concerning your credit card. The information about costs of the card is accurate as of _________________. You can contact us toll free at the number or address above to inquire if any changes occurred since the effective date. 01/01/2023
INTEREST RATESand INTEREST CHARGES:
RewardsFirst MasterCard · RateFirst MasterCard
Annual Percentage Rate (APR) for Purchases · %to % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. 14.40 23.40 · % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. %to 12.40 21.40
APR for Cash Advances · % %to depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. 14.40 23.40 · % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. %to 12.40 21.40
APR for Balance Transfers · depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. % %to 14.40 23.40 · % depending on your credit history.ThisAPR will vary with the market based on the Prime Rate. %to 12.40 21.40
Penalty APR and When it Applies · None
Paying Interest · Your due date is at least 21 days after we mail your billing statement. We will not charge you interest on purchases if you pay your entire new purchase balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the date the cash advance or balance transfer is posted to your account.
Minimum Interest Charge · None
For Credit Card Tips from the Consumer Financial Protection Bureau · Tolearn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore
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