WesBanco BankSmall Business Term LoanRegistry illustration · issuer artwork unavailable
Small Business Term LoanWesBanco Bank · NM bank, IN · FDIC 803
CurrentLast observed Oct 3, 2026Source date Oct 3, 2026Official issuerBusiness loan · Business
Opening conditions
Opening conditions
Opening conditions
Opening conditions
Rates and fees
| Term | Value | As printed in the source | Source |
|---|---|---|---|
| Opening conditions | WesBanco Business Checking Account for funding and auto-payWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “WesBanco Business Checking Account for funding and auto-pay”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Opening conditions | 1 full year in businessWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “1 full year in business”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Opening conditions | 700+ FICO Score of owner guarantorsWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “700+ FICO Score of owner guarantors”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Opening conditions | Owners of 20% or more of business must guarantee loanWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Owners of 20% or more of business must guarantee loan”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Loan amount | $10,000–$50,000WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Loan amounts available from $10,000 to $50,000”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Loan term | 60 monthsWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “60 month term loan”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Collateral | UnsecuredWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Unsecured only”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Prepayment penalty | Not disclosed | no source read | |
| Maximum loan to value | Not applicable | no source read | |
| Draw period | Not applicable | no source read | |
| Repayment period | Not applicable | no source read | |
| Rate floor | Not applicable | no source read | |
| Rate cap | Not applicable | no source read | |
| Fees | — | no source read | |
| APRFixed Funding: Fixed Rate and Fixed Payment · 60 months · $10,000–$50,000 | Not disclosedWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Fixed Funding: Fixed Rate and Fixed Payment”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| APRThe source states fixed rate and fixed payment but provides no numeric APR; retain the exact source wording without deriving a rate. | WithheldWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “Fixed Funding: Fixed Rate and Fixed Payment”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |
| Access to fundsWith a small business term loan, you will receive a lump sum to apply toward business expenses when your loan is approved. You will then begin making fully amortized (principal and interest) payments on the loan immediately. | WithheldWesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | “With a small business term loan, you will receive a lump sum to apply toward business expenses when your loan is approved. You will then begin making fully amortized (principal and interest) payments on the loan immediately.”WesBanco Bank, Inc. · Page Capture Oct 3, 2026 · Captured Oct 3, 2026 | Website |