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Banking RegistryReal data. Clear answers.Data as of Oct 14, 2026
Whatcom Educational Credit UnionCredit BuilderRegistry illustration · issuer artwork unavailable

Credit BuilderWhatcom Educational Credit Union · state credit union, WA · NCUA 66373

CurrentLast observed Oct 14, 2026Source date Oct 14, 2026Official issuerCredit card · Consumer · VisaNetwork stated on issuer website
Purchase APR
Balance transfer
Cash advance APR
Annual fee
a year
Foreign fee
—
Grace period
—

Rates and fees

Product terms with exact source passages
TermValueAs printed in the sourceSource
APR for purchases18.74%WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“18.74%”WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for balance transfers18.74%WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“18.74%”WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
APR for cash advances18.74%WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“18.74%”WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Penalty APRafter a late or returned payment—no source read
Paying interestgrace period on new purchases—no source read
Annual feeAnnual Fee: $0WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“Annual Fee: $0”WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance—no source read
Balance transfer—no source read
Foreign transaction—no source read
Penalty fees
Late payment—no source read
Returned payment—no source read
APR qualificationsBalance transfer · Regular; Cash advance · Regular; Purchase · Regular18.74%WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026“18.74%”WHATCOM EDUCATIONAL · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website