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1st Advantage Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfers—
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNone1ST ADVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Transaction fees
Cash advance$0, No Cash Advance Fee1ST ADVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Balance transfer—
Foreign transaction—
Penalty fees
Late payment—
Returned payment—
Cash back1% cash back. Payment timing is not disclosed. 1% cash back everywhere, every time1ST ADVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash back2% cash back. Payment timing is not disclosed. 2% cash back in select bonus categories – current categories are: restaurants and fast food establishments.**1ST ADVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website
Cash signup bonus$100 cash award. After $2,000 in qualifying purchases. Purchases must qualify within 90 days of account opening. Payment timing is not disclosed. New cardholders can earn $100 for spending $2,000 or more in the first 90 days1ST ADVANTAGE · Page Capture Oct 14, 2026 · Captured Oct 14, 2026Website