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American Airlines Credit Union

Product terms with exact source passages
TermValueSource
APR for purchases—
APR for balance transfersintroductory rate first1.90%AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
APR for cash advances—
Penalty APRafter a late or returned payment—
Paying interestgrace period on new purchases—
Annual feeNoneAMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Transaction fees
Cash advance—
Balance transfer—
Foreign transaction1% of the amount, 1%AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website
Penalty fees
Late payment—
Returned payment—
APR qualificationsBalance transfer · Introductory* Consumer credit card balance transfers that post to your account between 10/01/2026 and 12/31/2026 will receive 1.90% promotional APR for nine (9) months after the transaction posts. After the promo rate, normal rates and fees will apply. See our AMERICAN AIRLINES · Page Capture Oct 15, 2026 · Captured Oct 15, 2026Website