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Ascend Credit Union
| Term | Value | Source |
|---|---|---|
| APR for purchases | — | |
| APR for balance transfers | — | |
| APR for cash advances | — | |
| Penalty APRafter a late or returned payment | — | |
| Paying interestgrace period on new purchases | — | |
| Annual fee | — | |
| Transaction fees | ||
| Cash advance | — | |
| Balance transfer | — | |
| Foreign transaction | 1% of the amount, . All loans subject to credit approval. Transaction Fees: 1% foreign transaction fee.ASCEND · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Penalty fees | ||
| Late payment | — | |
| Returned payment | — | |
| Cash back | 1% cash back. Payment timing is not disclosed. The Ascend Visa Platinum Rewards card pays you 1% cash back on qualified purchases plus a low APR.ASCEND · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |
| Cashback qualificationsCash back | . Qualified purchases do not include cash advances, balance transfers or returns. The rebate pays out quarterly as a credit on your credit card statement.ASCEND · Page Capture Oct 14, 2026 · Captured Oct 14, 2026 | Website |